Banque Richelieu entities Banque Richelieu France offers individuals, entrepreneurs, and family shareholders a comprehensive wealth management service including tailored advice and portfolio management. The history of our company is above all an adventure incorporating dedicated men and women driven by the same understanding of Private Banking: being at your service. It is on this foundation, with an independent spirit, that we are building a human, responsible, and lasting relationship together. Our specificities We are a French bank, fully owned by one family, which guarantees our independence without conflicts of interest. Only the interest of our clients guides us in the way we conduct our business. Our size is an undeniable asset. It allows us accessibility, mobility, agility, responsiveness, innovation, proactiveness, and adaptation to regulatory changes. We have management integrated into teams, short decision circuits, and recognised timeliness, which differentiates us from the big traditional banking groups which are, due to how they are structured, much less flexible. Our model and our positioning as a pure wealt- aageent playeallos us to offer a comprehensive and integrated solution wealth management planner for all clients, without segmentation, flexible and tailored structured products, personalised advice, order execution, term deposits, diversified life assurance offerings, discretionary portfolio management, loans (Lombard, mortgages, and bank guarantees), and Richelieu funds. To challenge the future, our investment solutions incorporate an approach based on diversification and anticipation The diversification of your assets, through distribution between several asset classes housed in different structures (companies subject to corporate income tax, life assurance, and capi- talisation contract, share savings plan (PEA), directly-held portfolios), allows us to offer you an optimised risk-return profile, and our experts support you in your investment choices. 8 BANQUE RICHELIEU