Compagnie Financière Richelieu governance A prestigious Board of Directors overseeing the Group’s strategy and financial metrics Antoun Sehnaoui Chairman of the Board of Directors Antoun Sehnaoui, Chairman and CEO of the SGBL group since 2007 and Fidus, leader on the Lebanese financial broke- rage market. Under his chairmanship, SGBL has experienced exceptional growth and Georges Saghbini is now one of the three largest banks in SGBL representative on the Board of Directors Lebanon. He is also a member of the Board of Directors of the Association of Banks in Georges Saghbini, SGBL Deputy General Lebanon. In 2017, he finalised the take- Manager and CFO, supervises all of the over of Pikes Peak National Bank in the group’s subsidiaries and their development USA and launched the takeover of KBL in Europe and the Middle East. Chairman epb’s subsidiaries in France and Monaco. of SGBL Insurance, he sits on the Boards In 2018, he took the chair of Compagnie of Directors of various SGBL Group sub- Financière Richelieu, a Paris-based holding sidiaries in Jordan, Cyprus, and Abu Dhabi. company currently composed of Banque In Europe, he is Chairman of the Board of Richelieu France, Banque Richelieu Monaco, Directors of Richelieu Gestion, Deputy Chair- and Richelieu Gestion. man of the Supervisory Board of Banque Richelieu France, and member of the Board of Directors of Banque Richelieu Monaco. Bernardo Sanchez Director From 2010 to 2018, Bernardo Sanchez Incera was Deputy Chief Executive Officer of Société Générale Group in charge of re- tail banking in France and abroad, financial services, and insurance. Bernardo Sanchez Jacques-Henri David Incera previously held numerous execu- tive positions with international groups, Director such as Monoprix, Vivarte, LVMH, Inditex, Zara France, Banque Jover Espagne, and Jacques-Henri David began his career at Crédit Lyonnais Belgique. Banque de France before joining the French Finance Minister’s Cabinet, which he headed in 1980-1981. Chief Financial Officer then Managing Director of Compagnie de St Gobain (1985-1989), he was the creator and first chairman of Banque des PME, now BPI France and was Chairman of Deutsche Bank AG Group in France (2000-2009). 4 BANQUE RICHELIEU