Conviction: Richelieu Harmonies is the trends, rely on internal key strengths or signature fund of Richelieu Gestion’s open up to the financial world across all convictions. This allocation fund can, asset classes and geographic areas. depending on market opportunities and Michel Dinet Chief Development Officer Richelieu Gestion Discretionary portfolio management: entrust the management of your portfolios to financial management professionals Our team of experienced managers, pany and the Bank as well as on external dedicated to asset management, have an specialists to continuously analyse market approach in response to evolving markets. trends. Banque Richelieu’s discretionary portfolio We adopt, with discipline and transparency, management offer is designed to adapt a flexible investment approach, based to your needs. It allows you to choose the on medium- and long-term convictions. investment solution that meets your per- Together with our clients, we define tailored sonal constraints, your returns expecta- investment strategies to meet their complex tions, your investment horizon, and your investment needs and risk/returns targets risk appetite. at all times. The stability and availability of our invest- The goal of our teams is to establish a ment teams help provide a client-focused sound and lasting relationship based on service. Our portfolio managers rely on the mutual trust. financial experts of the Management Com- Marie-Hélène Royet Chief Investment Officer Banque Richelieu Monaco Nicolas Touvet Head of Discretionary Portfolio Management Richelieu Gestion ACTIVITY REPORT 23